/* ============== Metasys — Refund Policy (Premium) ============== */
.mxm-rp{background:#fafaff;color:#0f0a3c;font-family:'Hind Siliguri','Noto Sans Bengali',Inter,system-ui,sans-serif;line-height:1.75;padding-bottom:80px}

/* HERO */
.mxm-rp__hero{position:relative;background:linear-gradient(180deg,#0a0728,#15093c 60%,#1c0b4a);color:#fff;padding:70px 20px 80px;overflow:hidden}
.mxm-rp__hero .bg{position:absolute;inset:0;pointer-events:none}
.mxm-rp__hero .orb{position:absolute;border-radius:50%;filter:blur(120px);opacity:.5}
.mxm-rp__hero .orb.a{width:480px;height:480px;background:#6a4ce8;top:-180px;left:-140px}
.mxm-rp__hero .orb.b{width:420px;height:420px;background:#22d3ee;bottom:-200px;right:-120px}
.mxm-rp__hero .grid{position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:48px 48px;mask-image:radial-gradient(ellipse at center,#000 30%,transparent 75%);-webkit-mask-image:radial-gradient(ellipse at center,#000 30%,transparent 75%)}
.mxm-rp__hero .inner{position:relative;z-index:2;text-align:center;max-width:780px;margin:0 auto}
.mxm-rp__hero .crumbs{font-size:13px;color:#bfb4ed;margin-bottom:14px}
.mxm-rp__hero .crumbs a{color:#bfb4ed;text-decoration:none}
.mxm-rp__hero .crumbs a:hover{color:#7df9ff}
.mxm-rp__hero .crumbs span{margin:0 6px;opacity:.6}
.mxm-rp__hero .eyebrow{display:inline-block;padding:6px 14px;border:1px solid rgba(255,255,255,.25);border-radius:999px;font-size:12px;letter-spacing:.18em;text-transform:uppercase;background:rgba(255,255,255,.06);backdrop-filter:blur(6px);margin-bottom:14px}
.mxm-rp__hero h1{font-size:clamp(30px,4.2vw,46px);font-weight:800;letter-spacing:-.01em;margin:0 0 12px;background:linear-gradient(90deg,#fff,#cbbaff 60%,#7df9ff);-webkit-background-clip:text;background-clip:text;color:transparent}
.mxm-rp__hero .lead{font-size:16px;color:#dcd4ff;max-width:640px;margin:0 auto 18px;opacity:.95}
.mxm-rp__hero .meta{display:flex;justify-content:center;flex-wrap:wrap;gap:18px;font-size:13px;color:#cfc7ff}
.mxm-rp__hero .meta strong{color:#fff}

/* TL;DR */
.mxm-rp__tldr{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:-44px auto 36px;position:relative;z-index:3;max-width:1080px}
@media(max-width:820px){.mxm-rp__tldr{grid-template-columns:1fr}}
.mxm-rp__tldr .card{background:#fff;border-radius:18px;padding:24px 22px;box-shadow:0 30px 60px -25px rgba(15,10,60,.25),0 0 0 1px rgba(106,76,232,.06);transition:.3s}
.mxm-rp__tldr .card:hover{transform:translateY(-4px);box-shadow:0 40px 70px -25px rgba(106,76,232,.35)}
.mxm-rp__tldr .ico{width:46px;height:46px;border-radius:12px;background:linear-gradient(135deg,#6a4ce8,#22d3ee);display:grid;place-items:center;font-size:22px;margin-bottom:12px;box-shadow:0 10px 24px -10px rgba(106,76,232,.5)}
.mxm-rp__tldr h3{font-size:17px;font-weight:800;margin:0 0 6px;color:#0f0a3c}
.mxm-rp__tldr p{font-size:14px;color:#5a4f88;margin:0;line-height:1.65}

/* GRID layout */
.mxm-rp__grid{display:grid;grid-template-columns:260px 1fr;gap:30px;max-width:1080px;margin:0 auto;padding:0 20px}
@media(max-width:900px){.mxm-rp__grid{grid-template-columns:1fr}}

/* TOC */
.mxm-rp__toc .toc-card{position:sticky;top:90px;background:#fff;border-radius:16px;padding:20px;box-shadow:0 20px 40px -20px rgba(15,10,60,.18),0 0 0 1px rgba(106,76,232,.06)}
.mxm-rp__toc .toc-title{font-size:13px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:#776aaa;margin-bottom:14px}
.mxm-rp__toc ol{list-style:none;counter-reset:n;padding:0;margin:0 0 16px}
.mxm-rp__toc li{counter-increment:n;margin:0;border-bottom:1px solid #f0ecff}
.mxm-rp__toc li:last-child{border:0}
.mxm-rp__toc li a{display:flex;align-items:center;gap:10px;padding:10px 4px;color:#0f0a3c;text-decoration:none;font-size:14px;font-weight:600;transition:.2s}
.mxm-rp__toc li a::before{content:counter(n,decimal-leading-zero);font-size:11px;color:#a99fdc;font-weight:700;font-family:Inter,sans-serif}
.mxm-rp__toc li a:hover{color:#6a4ce8;padding-left:6px}
.mxm-rp__toc .toc-help{margin-top:8px;padding:14px;border-radius:12px;background:linear-gradient(135deg,#6a4ce8,#22d3ee);color:#fff;text-align:center}
.mxm-rp__toc .toc-help .t{font-size:12px;opacity:.9;margin-bottom:6px}
.mxm-rp__toc .toc-help a{color:#fff;font-weight:700;text-decoration:none;font-size:14px}

/* Body blocks */
.mxm-rp__body{display:flex;flex-direction:column;gap:24px}
.block{background:#fff;border-radius:18px;padding:30px 32px;box-shadow:0 20px 40px -22px rgba(15,10,60,.16),0 0 0 1px rgba(106,76,232,.06);scroll-margin-top:80px}
.block.ok{border-left:4px solid #22c55e}
.block.warn{border-left:4px solid #ef4444}
.block.info{border-left:4px solid #6a4ce8}
.bhead{display:flex;align-items:center;gap:12px;margin-bottom:16px}
.bhead .bico{width:40px;height:40px;border-radius:11px;background:#f3f0ff;display:grid;place-items:center;font-size:20px;flex-shrink:0}
.block.ok .bico{background:#dcfce7}
.block.warn .bico{background:#fee2e2}
.block.info .bico{background:#ede9fe}
.bhead h2{font-size:22px;font-weight:800;margin:0;color:#0f0a3c;letter-spacing:-.005em}

/* Lists */
.check,.cross{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.check li,.cross li{position:relative;padding:12px 14px 12px 44px;background:#faf9ff;border-radius:10px;font-size:14.5px;color:#1a103d;line-height:1.6}
.check li::before,.cross li::before{position:absolute;left:14px;top:13px;width:20px;height:20px;border-radius:50%;display:grid;place-items:center;font-size:12px;font-weight:800;color:#fff}
.check li::before{content:"✓";background:#22c55e}
.cross li::before{content:"✕";background:#ef4444}

/* Steps */
.steps{display:grid;gap:14px}
.step{display:flex;gap:16px;align-items:flex-start;padding:18px;background:#faf9ff;border-radius:14px;transition:.25s;border:1px solid #f0ecff}
.step:hover{background:#fff;border-color:#d8ccff;transform:translateX(4px);box-shadow:0 14px 28px -16px rgba(106,76,232,.25)}
.step .num{width:42px;height:42px;border-radius:11px;background:linear-gradient(135deg,#6a4ce8,#22d3ee);color:#fff;display:grid;place-items:center;font-weight:800;font-size:18px;flex-shrink:0;font-family:Inter,sans-serif}
.step h4{font-size:16px;font-weight:800;margin:0 0 4px;color:#0f0a3c}
.step p{margin:0;font-size:14px;color:#5a4f88;line-height:1.65}

/* Timeline */
.timeline{display:grid;gap:10px}
.t-row{display:grid;grid-template-columns:120px 1fr;gap:18px;padding:14px 16px;background:#faf9ff;border-radius:10px;align-items:center}
.t-when{font-size:13px;font-weight:800;color:#6a4ce8;letter-spacing:.05em;text-transform:uppercase;font-family:Inter,sans-serif}
.t-what{font-size:14.5px;color:#1a103d}
@media(max-width:520px){.t-row{grid-template-columns:1fr;gap:4px}}

/* FAQ */
.faqs{display:grid;gap:10px}
.faqs details{background:#faf9ff;border-radius:12px;padding:0;border:1px solid #f0ecff;transition:.2s}
.faqs details[open]{background:#fff;border-color:#d8ccff;box-shadow:0 14px 28px -16px rgba(106,76,232,.2)}
.faqs summary{cursor:pointer;padding:16px 20px;font-weight:700;font-size:15px;color:#0f0a3c;display:flex;justify-content:space-between;align-items:center;list-style:none;outline:none}
.faqs summary::-webkit-details-marker{display:none}
.faqs summary::after{content:"+";font-size:24px;color:#6a4ce8;font-weight:400;transition:.2s;line-height:1;margin-left:10px}
.faqs details[open] summary::after{transform:rotate(45deg)}
.faqs p{margin:0;padding:0 20px 18px;color:#5a4f88;font-size:14.5px;line-height:1.7}

/* Contact */
.contact-block{text-align:center;background:linear-gradient(135deg,#0a0728 0%,#1c0b4a 100%);color:#fff;border-left:0}
.contact-block h2{color:#fff;font-size:24px;margin:0 0 8px}
.contact-block p{color:#cfc7ff;margin:0 0 22px}
.contact-block .ctas{display:flex;justify-content:center;flex-wrap:wrap;gap:12px;margin-bottom:18px}
.contact-block .btn{display:inline-flex;align-items:center;gap:8px;padding:13px 24px;border-radius:12px;font-weight:700;text-decoration:none;font-size:14.5px;transition:.25s}
.contact-block .btn.primary{background:linear-gradient(135deg,#6a4ce8,#8b5cf6 50%,#22d3ee);color:#fff;box-shadow:0 14px 30px -10px rgba(106,76,232,.6)}
.contact-block .btn.ghost{background:rgba(255,255,255,.08);color:#fff;border:1px solid rgba(255,255,255,.2);backdrop-filter:blur(8px)}
.contact-block .btn:hover{transform:translateY(-2px)}
.contact-block .note{font-size:12.5px;color:#a99fdc;background:rgba(255,255,255,.05);border-radius:10px;padding:10px 16px;display:inline-block;border:1px solid rgba(255,255,255,.1)}